Home Contact Me
 

Mortgage Process  

Call Me at:  (516) 353-2095 

 

About Me
Buyer Representation
Home Selling Tips
Market Analysis
My Listings
N.C. New Community
MLS Listings
Mortgage Information
Relocation
Selling Your Home
Should I List my Home
What Does a Realtor Do
Home Selling Video

 

Mortgage Information

Amortization Schedule
Credit Information
Mortgage Process
Mortgage Forms
Loan Process
Free Loan Approval

 

 

 
 

Also alternative documents may be suitable depending on the loan program chosen.


Salaried Borrower Income

 

Most recent Pay stubs (usually last month 2-4 periods) including year to date payroll information

bullet

Last 2 years W2 forms

bullet

Award letter or proof of income from: Social Security, Pension Plan, Disability payer,

bullet

Rental Income (Schedule H, 1040) or any other income items reported.

 

Non Salaried Borrower Income (example: self employed, commission)

 

bullet

Last 2 years form 1040

bullet

Last 2 years Business tax returns, if applicable

bullet

Year to date employment or business profit and loss statement

bullet

Award letter or proof of income from: Pension Plan, Rental Income (Schedule H, 1040) or any other income items reported

 

All Borrowers - Assets

 

bullet

Last 3 months bank statements ALL PAGES

bullet

Pension, 401k, IRA statements, if they represent the source of funds used in the transaction

bullet

Statements for any source of funds used in the transaction, including gifts

 

All Borrowers - Debts

 

bullet

Last 12 months cancelled rent checks

bullet

Payment book or statement on installment debt

 

Other Items

 

bullet

Bankruptcy petition and discharge

bullet

Final divorce decree paper


Credit Items

 

bullet

Explanation letter for any slow pays, defaults, foreclosure, judgments/liens, bankruptcy or any credit inquiries within the last 90 days

bullet

Proof that credit report past due balances, collections, judgments have been satisfied

 

 

 
 

My e-mail address: Lazsold@aol.com

Call me Direct at: 

 (516) 353-2095

579 Broadway,

Massapequa, NY 11758

 

 

Copyright 2006 Linda Lazio. All rights reserved

Designed and Developed by: KNZ Network Strategies

 
  Back Home Up Next