Call Me at:  (516) 797-5740 

About Me

 

   

 

     

 

 

 

Also alternative documents may be suitable depending on the loan program chosen.


Salaried Borrower Income

Most recent Pay stubs (usually last month 2-4 periods) including year to date payroll information
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Last 2 years W2 forms

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Award letter or proof of income from: Social Security, Pension Plan, Disability payer,

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Rental Income (Schedule H, 1040) or any other income items reported.

 

Non Salaried Borrower Income (example: self employed, commission)

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Last 2 years form 1040

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Last 2 years Business tax returns, if applicable

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Year to date employment or business profit and loss statement

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Award letter or proof of income from: Pension Plan, Rental Income (Schedule H, 1040) or any other income items reported

 

All Borrowers - Assets

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Last 3 months bank statements ALL PAGES

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Pension, 401k, IRA statements, if they represent the source of funds used in the transaction

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Statements for any source of funds used in the transaction, including gifts

 

All Borrowers - Debts

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Last 12 months cancelled rent checks

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Payment book or statement on installment debt

 

Other Items

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Bankruptcy petition and discharge

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Final divorce decree paper


Credit Items

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Explanation letter for any slow pays, defaults, foreclosure, judgments/liens, bankruptcy or any credit inquiries within the last 90 days

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Proof that credit report past due balances, collections, judgments have been satisfied

 

 

 

My e-mail address: Lazsold@aol.com

Call me Direct at: 

 (516) 797-5740

Re/Max Shores Realty

4110 Merrick Rd.

Massapequa, NY 11758

 

 

 

Copyright © 2001 Linda Lazio. All rights reserved

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